When did you decide to retire? Was it something you thought about for a long time and looked forward to for many months, maybe even years? Or, was it something you just
decided to do “Now!”?
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Until you make your decision and set a date, it’s “someday”. “Someday” has a way of sneaking up on us. “When my spouse retires, or when my spouse reaches 65, or when I get tired of what I am doing…” We have all gone through those different scenarios.
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Often times there is a “trigger” that gets the final ball rolling. Perhaps you get an offer from your company for early retirement that you just can’t resist, or you get laid off. Perhaps you develop a health issue that you need to pay attention to. Or maybe you just want to have some fun and relax; nothing wrong with that.
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Whatever set your wheels in motion, don’t panic. You can plan ahead and make that trip down the retirement road a lot less bumpy. I hear it from those that attend my workshops all the time. Knowledge removes the concerns, uncertainties, fear of making a mistake, etc.
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You know, even though you retire you don’t have to quit learning. Learning opens up windows to fascinating things we used to just think about seeing or doing when we were younger and occupied with raising a family, working, or just too busy. Learn about the steps to retirement and make the process easier to do. Just like when we were little and learned to walk; we didn’t start out running, we started with baby steps. Do that now and you will be free to run when you get all done with the process. Oh and when you get all that information that the government sends you, you will feel older. I think that is their intention. Ignore that “feeling”; you are just getting ready to start a new phase of your life that has a myriad of options that are only limited by your imagination. Embrace it and don’t fret. Just give us a call and we can iron out those wrinkles for you.
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Start off by celebrating your first important decision with the 4th of July! Independence Day!! Just as our country won its independence and started to grow and learn, you can be an independent person with new ideas, dreams, plans, and opportunities just as our country had. Besides, you are a lot
younger than our country!
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Remember when you’re outside enjoying breakfast on the patio, or out for a walk, take a bottle of water with you and use that sunscreen! Don’t spoil your fun with heat exhaustion or bad sunburn. That sun can be deceiving, especially if you are in a pool. You feel cool and happy; until you get out and start to run that towel across your back! OUCH! Sunburn! Slather that sunscreen on and do it more than once. Think about your pets, too. Keep them cool and in the shade. Have a great start to summer!
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“You’ve achieved success in your field when you don’t know whether what you’re doing is work or play” –Warren Beatty
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Follow this link for the full version of the July newsletter:
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Dianna Harbaugh
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Healthcare & Retirement
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Planning Professional
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