David P. Schaeffer

Founder & CEO, American Retirement Advisors

Scottsdale, AZ

Most people walk into retirement with a savings number and no plan for how to actually live on it.

David has spent 25 years fixing that. He personally guides families through Medicare, retirement income, inheritance planning, and long-term care. Not with theory. With your actual numbers, your actual doctors, and your actual goals. He is the CEO and founder of ARA, and under normal circumstances you would not expect the founder on your first call. At ARA, you get exactly that.

25+Years

18,000+Guided

1,0045-Star Reviews

AuthorPublished

Talk with David

45 minutes. Your questions, your situation, your plan. You will leave with clarity whether or not we work together.

You will leave your first meeting with answers. That is a promise, not a sales pitch.

We Got Your Message!

Someone from David's team will be in touch within one business day.

Prefer to call? (602) 281-3898

He could not find an advisor he trusted. So he became one.

David founded American Retirement Advisors in 2001 because he watched too many families get sold products instead of given answers. The industry was built around transactions. He believed retirement planning should be built around people.

Twenty-five years later, ARA operates as a fiduciary. That means David and his team search the entire marketplace on your behalf. They do not represent one carrier or push one product. When David says "I got you," it is because he has seen your situation before and knows the path through it.

"I'm the CEO and founder of America's largest Medicare fiduciary. So today, it's my privilege to help you." David's opening to every new client

He is a published author, a nationally recognized speaker, and has personally walked over 18,000 families through CMS-approved retirement workshops. But the number that matters most to him is one: the number of clients who came in confused and left with a plan they understood.

"There ain't nothing somebody's throwing at us that we haven't come across before." David Schaeffer, in a client meeting

Your First Meeting with David

Medicare Clarity

Advantage vs. Supplement, Part D optimization, enrollment timing. David does live research with your doctors and prescriptions while you watch.

Retirement Income Plan

Social Security timing, annuity strategies, and a withdrawal plan designed to create a paycheck that lasts your lifetime.

Inheritance Review

What documents you have, what is missing, and how to make sure your family is protected without going through probate.

The Full Picture

David does not do one thing. He connects Medicare, income, investments, long-term care, and estate planning into one coordinated strategy.

What Families Say About David

"I have been with Mr. Schaeffer and his team now for at least six years and there has never been a time that each and every question was not thoroughly answered. His whole team and staff are very polite, very professional, and very responsive."

"David gave me all the information I needed to make my first decision choosing a Medicare plan. He simplified for me a seemingly complicated process. Very thankful I was recommended to American Retirement Advisors."

"We are new to Arizona and changing our health insurance seemed to be a daunting task! Not so with the help of David Schaeffer. He was knowledgeable in all aspects of our healthcare needs and even helped us with our retirement savings plan."

"David did a great job simplifying the complex process of getting us enrolled in Medicare Parts B and D. He explained the options available and helped us choose the best supplemental plans for our needs."

1,004 five-star reviews from verified clients

Before you meet, get to know him.

Fiscal Fridays

David's weekly live show from the Scottsdale studio. Real questions, real answers, real people in the audience.

Watch the Show →

Fiscal Footnotes

Daily 60-second clips breaking down Medicare, Social Security, and retirement. Straight from David's desk.

YouTube Channel →

Medicare Made 123Easy

David's book that simplifies the entire Medicare decision. The same framework he uses in every client meeting.

Find the Book →