Prescription Savings
RxSaving Resource Guide
A quick reference for manufacturer assistance programs, discount cards, and pharmacy alternatives that can help lower prescription costs.
No resources match "". Try a different medication or program name.
Manufacturer Patient Assistance Programs
GSK For You
GlaxoSmithKline
Patient assistance and savings programs for eligible patients on GSK medications, including respiratory inhalers and other specialty drugs.
Covers: Advair, Flovent, Breo Ellipta, Trelegy Ellipta, Ventolin, Lamictal, Valtrex, and more
Visit GSK For You BI Cares
Boehringer Ingelheim
Patient assistance for eligible individuals who cannot afford their Boehringer Ingelheim medications. Income-based eligibility.
Covers: Spiriva, Jardiance, Tradjenta, Ofev, Pradaxa, and more
Visit BI Cares BMS Patient Assistance Foundation
Bristol Myers Squibb
Provides free medications to eligible patients who are uninsured or underinsured and cannot afford their Bristol Myers Squibb prescriptions.
Covers: Eliquis, Opdivo, Orencia, and more
Visit BMS PAF Merck Helps
Merck -- Primarily for Uninsured Patients
Patient assistance for eligible patients without prescription drug coverage. Primarily serves uninsured individuals. Medicare patients should check eligibility directly, as coverage varies by program.
Covers: Keytruda, Januvia, Janumet, Singulair, Zetia, and more
Visit Merck Helps NovoCare
Novo Nordisk
Savings cards, patient assistance programs, and resources for Novo Nordisk diabetes and weight management medications.
Covers: Ozempic, Wegovy, Rybelsus, Victoza, Levemir, NovoLog, Saxenda, and more
Visit NovoCare J&J Patient Assistance Foundation
Johnson & Johnson
Helps eligible patients access J&J medications at no cost when they have no insurance coverage and cannot afford their prescriptions.
Covers: Xarelto, Stelara, Tremfya, Invega, Darzalex, Imbruvica, and more
Visit J&J Patient Assistance AbbVie Patient Assistance
AbbVie
myAbbVie Assist provides medications at no cost to qualifying patients without insurance. Also offers co-pay savings for commercially insured patients.
Covers: Humira, Skyrizi, Rinvoq, Vraylar, Ubrelvy, Botox, Lupron, and more
Visit AbbVie Assist Synthroid Delivers
AbbVie (Synthroid) -- Cash-Pay Program
Home delivery program for Synthroid (levothyroxine). This is a cash-pay program, not a patient assistance program. Costs may not count toward your Medicare Part D out-of-pocket spending.
Covers: Synthroid (levothyroxine) for hypothyroidism
Visit Synthroid Pfizer RxPathways
Pfizer
Patient assistance for eligible Medicare patients who cannot afford their Pfizer medications. Must enroll in Medicare Prescription Payment Plan; income at or below 300% FPL.
Covers: Eliquis, Ibrance, Xeljanz, Prevnar 20, Paxlovid, and more
Visit Pfizer RxPathways Lilly Cares Foundation
Eli Lilly
Free Lilly medications for up to 12 months. Medicare Part D patients eligible. Income thresholds vary by medication (300-500% FPL). Must reapply annually.
Covers: Humalog, Basaglar (insulin), Trulicity, Mounjaro, Verzenio, Taltz, and more
Visit Lilly Cares AstraZeneca AZ&Me
AstraZeneca
Free medications for Medicare patients. Must be enrolled in Part D with income at or below $35,000 (individual) or $48,000 (couple). Must not qualify for Extra Help/LIS.
Covers: Farxiga (diabetes/heart/kidney), Symbicort (COPD/asthma), Calquence, Lynparza, and more
Visit AZ&Me Novartis Patient Assistance Foundation
Novartis
501(c)(3) nonprofit providing free Novartis medications to government-insured patients including Medicare. Covers 29 medications. No claims submitted to Medicare.
Covers: Entresto (heart failure), Leqvio (cholesterol), Cosentyx, Kisqali, Beovu (AMD), and more
Visit Novartis PAF Sanofi Patient Connection
Sanofi
Free medications for Part D patients with income at or below 400% FPL. Calendar year enrollment, must reapply annually. Also covers some Regeneron co-developed products.
Covers: Lantus, Toujeo (insulin), Praluent (cholesterol), Lovenox, Plavix, Renvela, and more
Visit Sanofi Patient Connection Amgen Safety Net Foundation
Amgen
501(c)(3) nonprofit for Medicare Part D patients with an affordability gap who do not qualify for Extra Help/LIS. Income thresholds vary by product.
Covers: Prolia, Evenity (osteoporosis), Repatha (cholesterol), Enbrel (arthritis), Otezla (psoriasis), and more
Visit Amgen Safety Net Bayer Patient Assistance Foundation
Bayer
501(c)(3) charitable foundation for Medicare Part D enrollees with income at or below 300% FPL. Patients below 150% FPL must show LIS/Extra Help denial letter first.
Covers: Xarelto (blood thinner), Kerendia (diabetic kidney disease), Nubeqa (prostate cancer), and more
Visit Bayer PAF Takeda Help At Hand
Takeda
Free Takeda medications for eligible patients. Medicare patients above 150% FPL can apply directly; below 150% must first apply for and be denied Extra Help/LIS.
Covers: Dexilant (GERD), Trintellix (depression), Prevacid SoluTab, Rozerem (insomnia), and more
Visit Takeda Help At Hand Teva Cares Foundation
Teva Pharmaceutical
Free branded Teva medications for up to 12 months. Medicare/Medicaid patients eligible. Income at or below 300% FPL; patients below 150% must show LIS denial letter.
Covers: Ajovy (migraine), Austedo (tardive dyskinesia), Copaxone (MS), and more
Visit Teva Cares Genentech Patient Foundation
Genentech (Roche)
Free Genentech medicines for uninsured or underinsured patients who cannot afford out-of-pocket costs. Income under $150,000/yr. Many drugs are infused (Part B), not Part D.
Covers: Lucentis (AMD), Avastin, Herceptin, Rituxan, Tecentriq, Ocrevus, and more
Visit Genentech Foundation Discount Programs & Price Comparison
GoodRx
Free Prescription Discount Card
Compare prices at nearby pharmacies and get free coupons. Works for most prescription medications at over 70,000 U.S. pharmacies. No insurance required.
Covers: Most prescription medications (generic and brand-name)
Visit GoodRx SingleCare
Free Prescription Savings Card
Free savings card accepted at 35,000+ pharmacies nationwide. Provides upfront pricing and discounts that may beat insurance co-pays in some cases.
Covers: Thousands of generic and brand-name medications
Visit SingleCare NeedyMeds
Nonprofit Resource Database
Comprehensive database of patient assistance programs, discount drug cards, disease-based assistance, and free/low-cost clinic finders. A great starting point if you are unsure where to look.
Covers: Database of 1,500+ assistance programs across all medication types
Visit NeedyMeds Cost Plus Drugs
Mark Cuban's Online Pharmacy
Online pharmacy offering generic medications at transparent, low prices. Charges manufacturer cost + 15% markup + $5 pharmacist fee + shipping. Often dramatically cheaper than retail.
Covers: 2,500+ generic medications with transparent pricing
Visit Cost Plus Drugs BuzzRx
Free Prescription Discount Card
Free discount card with savings on thousands of medications at pharmacies nationwide. Compare prices and get instant savings at checkout.
Covers: Generic and brand-name medications at major pharmacies
Visit BuzzRx WellRx
Prescription Savings Card
Price comparison tool and savings card for prescriptions. Search for your medication, compare prices at nearby pharmacies, and save with free coupons.
Covers: Most prescription medications at 65,000+ U.S. pharmacies
Visit WellRx Canadian Pharmacy Options
Maple Leaf Meds
Licensed Canadian Pharmacy
Canadian online pharmacy offering brand-name and generic medications at lower prices. Requires a valid U.S. prescription. Ships directly to your door.
Note: Prescription required. Verify current import regulations with your pharmacist.
Visit Maple Leaf Meds NorthWest Pharmacy
Licensed Canadian Pharmacy
Established Canadian pharmacy providing access to brand-name and generic medications. CIPA-certified for safety and reliability.
Note: Prescription required. Verify current import regulations with your pharmacist.
Visit NorthWest Pharmacy Medicare Negotiated Drug Prices
Under the Inflation Reduction Act, Medicare now negotiates prices directly with drug manufacturers. The first 10 negotiated prices took effect January 1, 2026, with 15 more effective January 1, 2027. These lower prices apply automatically through your Part D plan -- no action required on your part.
Source: All drug negotiation information on this page comes from the Centers for Medicare & Medicaid Services (CMS.gov). For full pricing details, visit the CMS Medicare Drug Price Negotiation page or Medicare.gov.
Round 1: Negotiated Prices in Effect Now (2026)
These 10 drugs have Medicare-negotiated "Maximum Fair Prices" effective January 1, 2026. The savings apply automatically through your Part D plan.
| Drug | Treats | Manufacturer | Status |
|---|---|---|---|
| Eliquis apixaban | Blood clots, stroke prevention (AFib) | Bristol-Myers Squibb / Pfizer | Negotiated price in effect |
| Jardiance empagliflozin | Type 2 diabetes, heart failure | Boehringer Ingelheim / Eli Lilly | Negotiated price in effect |
| Xarelto rivaroxaban | Blood clots, stroke prevention | Janssen (J&J) | Negotiated price in effect |
| Januvia sitagliptin | Type 2 diabetes | Merck | Negotiated price in effect |
| Farxiga dapagliflozin | Type 2 diabetes, heart failure, CKD | AstraZeneca | Negotiated price in effect |
| Entresto sacubitril/valsartan | Heart failure | Novartis | Negotiated price in effect |
| Enbrel etanercept | Rheumatoid arthritis, psoriasis | Amgen | Negotiated price in effect |
| Imbruvica ibrutinib | Blood cancers (CLL, MCL) | AbbVie / Janssen | Negotiated price in effect |
| Stelara ustekinumab | Psoriasis, Crohn's, ulcerative colitis | Janssen (J&J) | Negotiated price in effect |
| Fiasp / NovoLog insulin aspart | Diabetes (insulin) | Novo Nordisk | Negotiated price in effect |
View official Maximum Fair Prices at CMS.gov →
Round 2: Negotiated Prices Effective January 1, 2027
These 15 drugs have Medicare-negotiated prices taking effect January 1, 2027:
| Drug | Treats | Manufacturer | Status | |
|---|---|---|---|---|
| Ozempic semaglutide | Type 2 diabetes | Novo Nordisk | Negotiated -- effective Jan 2027 | |
| Wegovy semaglutide | Obesity / weight management | Novo Nordisk | Negotiated -- effective Jan 2027 | |
| Trelegy Ellipta fluticasone/umeclidinium/vilanterol | COPD, asthma | GSK | Negotiated -- effective Jan 2027 | |
| Tremfya guselkumab | Plaque psoriasis, psoriatic arthritis | Janssen (J&J) | Negotiated -- effective Jan 2027 | |
| Ibrance palbociclib | Breast cancer | Pfizer | Negotiated -- effective Jan 2027 | |
| Otezla apremilast | Psoriasis, psoriatic arthritis | Amgen | Negotiated -- effective Jan 2027 | |
| Cosentyx secukinumab | Psoriasis, ankylosing spondylitis | Novartis | Negotiated -- effective Jan 2027 | |
| Ofev nintedanib | Pulmonary fibrosis | Boehringer Ingelheim | Negotiated -- effective Jan 2027 | |
| Linzess linaclotide | IBS-C, chronic constipation | AbbVie / Ironwood | Negotiated -- effective Jan 2027 | |
| Calquence acalabrutinib | Blood cancers (CLL, MCL) | AstraZeneca | Negotiated -- effective Jan 2027 | |
| Austedo deutetrabenazine | Tardive dyskinesia, Huntington's | Teva | Negotiated -- effective Jan 2027 | |
| Vraylar cariprazine | Bipolar disorder, schizophrenia, MDD | AbbVie | Negotiated -- effective Jan 2027 | |
| Pomalyst pomalidomide | Multiple myeloma | Bristol-Myers Squibb | Negotiated -- effective Jan 2027 | |
| Aubagio teriflunomide | Multiple sclerosis | Sanofi | Negotiated -- effective Jan 2027 | |
| Wakix pitolisant | Narcolepsy | Harmony Biosciences | Negotiated -- effective Jan 2027 | |
How this works: These negotiated "Maximum Fair Prices" apply automatically through your Medicare Part D plan. You do not need to do anything extra. Combined with the $2,100 annual out-of-pocket cap, even high-cost medications become significantly more affordable. Insulin is separately capped at $35/month. CMS will continue negotiating additional drugs each year.
Sources:
• CMS.gov -- Medicare Drug Price Negotiation Program
• Medicare.gov -- Prescription Payment Plan
• CMS.gov -- Inflation Reduction Act and Medicare
Quick Tips for Saving on Prescriptions
Simple steps that can make a real difference in what you pay.
1
Ask About Generics
Generic medications contain the same active ingredients as brand-name drugs at a fraction of the cost. Always ask your doctor if a generic is available.
2
Compare Pharmacy Prices
Prices can vary widely between pharmacies, even in the same neighborhood. Use GoodRx or WellRx to compare before you fill.
3
Review During Open Enrollment
When choosing a Medicare Part D plan, check that your medications are on the formulary and compare total out-of-pocket costs, not just premiums.
American Retirement Advisors is not affiliated with, endorsed by, or compensated by any of the companies, programs, or pharmacies listed on this page. This resource guide is provided for general informational purposes only and should not be considered medical or pharmaceutical advice. Program availability, eligibility, and savings may vary. Always consult with your healthcare provider and pharmacist before making changes to your medication plan. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options.