Dental Planning, Part 1

Discount programs, dental insurance, and dental school clinics. The routes our clients actually use to cover dental care in retirement.

Buying a Policy Is Not Your Only Option

For years we told our clients to steer clear of most dental policies. They cost a lot and covered very little beyond cleanings and x-rays. Times have changed. Some of today's options provide real value, depending on the work you need done.

This guide breaks down the routes our clients take for dental coverage beyond what their Medicare plan may include, so you can make your own informed decision. Written in plain English by the advisors who get these questions every week.

  • Nine research tips for finding dental programs anywhere in the country
  • How dental discount programs (pre-paid plans) work, and who offers them
  • Dental insurance basics: HMO vs. PPO, deductibles, waiting periods, graded benefits
  • The companies we have found actually pay and provide value
  • Arizona dental colleges, including the Midwestern University clinic in Glendale
Dental Planning Part 1 guide cover - American Retirement Advisors

What You'll Learn

Dental Discount Programs

Pre-paid dental plans are not insurance. No deductibles, no waiting periods, no claim forms. Learn how they work and which companies offer them nationwide.

Dental Insurance, Decoded

HMO vs. PPO, deductibles, annual benefit maximums, waiting periods, and graded benefits. How to do the math on what a plan costs vs. what you get back.

Dental Schools and Clinics

Many dental colleges offer care at reduced rates, with students working under expert supervision. We walk through the Midwestern University clinic in Glendale, Arizona.

A Smart Shopper's Checklist

Nine tips to guide your research anywhere in the country. Verify credentials, understand what each program covers, ask about payment options, and compare your alternatives.

Get the Full Guide

The complete Dental Planning, Part 1 guide with research tips, discount program and insurance breakdowns, and Arizona dental college details. No email required. No strings attached.

8 pages. Takes about 5 minutes to read.

Want Help Sorting Out Dental Coverage?

We are happy to help you find a dental option that meets your needs, even when we receive no compensation for your choice. Your consultation is at no cost to you.

Book Your No-Cost Consultation