Retirement Planning is the process of considering all areas affecting your life in retirement. It requires a comprehensive knowledge of Borrowing and Lending, Estate Planning, Healthcare and Medicare Planning, Investments and Savings, Life Care and Long Term Care Planning, Money Management, and Tax Planning.

 

We suggest the following process.

Discipline 1 - Borrowing and Lending:

This is an agreement between two parties, in which funds are given for a specified period of time, in exchange for a returned payment promised interest. Click for detailed information

Discipline 2 - Estate Planning:

Estate planning is the process of effectively managing the results of life’s changes.

We all know change is one of the only things we are certain of taking place in our lives. Estate planning helps identify both life and death events that are possible and predetermining your desired wishes should they take place. This can make the difference between having choices and the finances to fund those choices or relying on the government to make those choices for you. Click for detailed information

Discipline 3 - Healthcare and Medicare Planning

Healthcare and Medicare planning is the process of effectively selecting the appropriate plan of care that matches your healthcare needs and financial resources.

Click for detailed information about Medicare Planning  Click for detailed information Healthcare Planning

Discipline 4 - Income, Investments and Savings

These three elements are the key to your retirement.  Your focus on your quality of life will depends largely on how much income you are able to establish to take care of your basic and unexpected needs throughout your retirement years. Click for detailed information

Discipline 5 - Life Care and Long Term Care Planning

The process of understanding your current lifestyle and the requirements of care throughout your life. Explore the state of your current health, the cost associated with alternate living situations requiring assistance and much, much more. Click for detailed information

Discipline 6 - Money Management

This important step in retirement planning is about being able to keep track of your investments, budgeting, banking and taxes.  This includes ways to stay debt-free and make your money work best for you. Click for detailed information

Discipline 7 - Tax Planning

Tax Planning is the process of considering all tax rules and laws, in conjunction with licensed accountants and tax attorneys, and using the most advantageous tools to that affect your life in retirement. Click for detailed information